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When will an Insurer apply “Average”?

When will an Insurer apply “Average”?

When will an Insurer apply “Average”? The sum insured of the buildings of your house should represent their rebuilding or replacement cost and that of the contents and their replacement cost. Should these amounts be inadequate, insurers apply the condition...
5 Steps to Take after a Motor Vehicle Accident

5 Steps to Take after a Motor Vehicle Accident

5 Steps to Take after A Motor Vehicle Accident When one experiences a motor vehicle accident, tensions are high, and the stress of the situation can cause one not to think clearly. It is important to remember these five fundamental steps if you do happen to have an...
What’s the deal with an insurance excess?

What’s the deal with an insurance excess?

What’s the deal with an insurance excess? Most insurance policies include an excess (otherwise known as a “first amount payable”) which is determined when you first take out a policy. An excess is particularly common in car insurance and is the agreed-upon amount you...