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December is a month of joy, connection, and celebration. But with school holidays, shopping rushes, and busy highways, it’s also a time when risks increase dramatically.
From house break-ins to car accidents and travel delays, the festive period sees a spike in insurance claims — most of which can be avoided with a bit of planning and awareness.
This article brings together Leigh Insurance’s expertise in Personal, Travel, and Commercial Cover to help you stay safe, secure, and stress-free this December.

As the year draws to a close, South Africans across the country are gearing up for long-awaited holidays – a time for sunshine, braais, and well-earned rest. But before you pack your bags and switch on “out of office,” it’s essential to ensure that your home, car, and travel plans are protected.

Spring is here, and with it comes the promise of summer rains. While the rain brings relief from dry winter conditions, it also brings a very real set of risks—flooding, power surges, storm damage, and road accidents all spike at this time of year.

Running a SME in South Africa today means navigating not only operational demands but also an escalating threat landscape. Ransomware, phishing attacks, and sudden power disruptions are no longer isolated concerns, they’re real risks that can halt your business in its tracks. More than ever, a combined approach to Business Continuity and Cyber Insurance is essential to safeguard both your revenue and reputation.

Many South Africans believe they’re fully insured—until they’re not. Gaps in coverage usually become evident only after a claim is rejected. And by then, the consequences are costly.
Leigh Insurance believes in proactive protection. Here are the five most common insurance blind spots—and how to close them.

South African businesses are adapting to hybrid, tech-driven operations, particularly in the winter months when remote work becomes more practical. In these environments, laptops, technical devices, and essential tools aren’t just conveniences—they’re business-critical. Yet many businesses still rely on generic cover that leaves these assets inadequately protected.

April in South Africa means school holidays, Easter getaways, family road trips, and long weekends. It’s a time when the highways hum, airports buzz, and cities momentarily quiet down as people escape for well-earned breaks. But amidst the excitement of planning your route or picking your Airbnb, one crucial question often goes unasked:

After nearly a year of stable electricity supply, South Africa is once again facing the challenges of load shedding. The recent escalation to Stage 6 load shedding underscores the critical need for proactive measures to protect our homes and valuable possessions. At Leigh Insurance, we recognise the concerns that come with these power outages and are committed to helping you safeguard your assets during these uncertain times.

February is the month of love—a time to cherish and protect those who matter most to you. While love is about care, thoughtfulness, and connection, it’s also about being prepared for life’s uncertainties. This February, Leigh Insurance invites you to reflect on how personal insurance can play a vital role in safeguarding your family, your home, your assets, and your peace of mind.

As the year winds down, December brings the excitement of holidays, family gatherings, and much-needed relaxation. However, before you fully immerse yourself in the holiday spirit, it’s essential to take a few precautionary steps to ensure a safe and stress-free season. From protecting your home against potential mishaps to ensuring you’re covered for holiday travel, here are some essential tips to help you prepare for a secure and joyful December.