December is a month of joy, connection, and celebration. But with school holidays, shopping rushes, and busy highways, it’s also a time when risks increase dramatically.
From house break-ins to car accidents and travel delays, the festive period sees a spike in insurance claims — most of which can be avoided with a bit of planning and awareness.
This article brings together Leigh Insurance’s expertise in Personal, Travel, and Commercial Cover to help you stay safe, secure, and stress-free this December.
1. Keep Your Home Secure
While you’re on holiday, criminals know your neighbourhood is quieter. Protecting your property begins before you leave.
- Inform a trusted friend or neighbour of your travel plans.
- Don’t announce trips on social media – it’s an open invitation for break-ins.
- Unplug electronics and turn off the water mains to avoid damage.
- Store valuables such as jewellery or electronics in a safe or a safety deposit box.
Leigh Insurance offers policies that cover burglary, fire, and accidental damage with flexible excess options and no hidden restrictions.
2. Stay Alert on the Roads
December’s roads are notoriously busy, and fatigue and distractions are major risk factors.
Before travelling:
- Ensure your vehicle insurance is active and includes roadside assistance.
- Double-check tyre pressure and tread depth.
- Make sure your windscreen wipers are in good condition for optimal visibility.
Accidents don’t always happen because of negligence – sometimes they’re unavoidable. Take regular breaks and rotate drivers on long trips to stay alert and safe. Leigh Insurance ensures that when the unexpected happens, your claim is handled promptly and personally.
3. Protect Your Valuables While Shopping or Travelling
Crowded malls, airports, and petrol stations are hotspots for theft.
Keep handbags closed, wallets in front pockets, and avoid displaying expensive gadgets in public. When travelling, make use of hotel safes and be sure to keep important documents safe.
Travel insurance from Leigh Insurance provides cover for loss, theft, or damage to personal belongings, giving you peace of mind no matter where you go.
4. Business Owners: Secure Your Premises
Many businesses shut down over December, leaving assets vulnerable.
Leigh Insurance’s Commercial Cover ensures:
- Your property is insured against theft, vandalism, or weather damage.
- Liability cover protects you if incidents occur during year-end functions.
- Vehicles and fleets are protected even during downtime.
5. Personal Safety Tips for the Holidays
- Share your itinerary with a family member.
- Keep emergency numbers handy.
- Use reputable taxi or shuttle services when celebrating.
- Avoid carrying large sums of cash.
Remember – safety isn’t about paranoia; it’s about preparation.
6. Leigh Insurance’s Commitment to You
We don’t just sell insurance; we build relationships. Our clients know that when life happens, we’re right beside them – with clarity, compassion, and dependable support.
With Leigh Insurance, you’re never just a policy number. You’re a valued partner in protection.
This festive season, give yourself and your family the gift of peace of mind.
Stay safe, travel smart, and enjoy every moment knowing Leigh Insurance has you covered.
Recent Comments